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If you have a hard time understanding your dental insurance plan, particularly the treatments and services it covers, you’re not alone. That’s why Dr. Gregory Weaver and our team have put together a cheat sheet to help you through them.

It’s common for patients to get lost in the morass of the terms and phrases that surface when you’re dealing with a dental insurance plan. Knowing the commonly used terms can help speed up the process and enable you to get the most out of your coverage.

Common Terms

Annual Maximum: The most your policy will pay per year for care at Weaver Dentistry. It is often divided into cost per individual or per family.

Co-payment: Typically, a small amount the patient has to pay at the time of service before receiving care, and before the insurance pays for any portion of it.

Covered Services: A list of all the treatments, services, and procedures the insurance policy will cover fully under your contract.

Deductible: An amount you must pay out of pocket each year before the insurance company will contribute for any treatments or procedures. The amount can vary according to your plan.

Diagnostic Services: A category of treatments or procedures that most insurance plans will cover before the deductible, which may mean services that occur during preventive appointments with Dr. Gregory Weaver, including X-rays or general screenings.

Exclusions: Dental services not covered under a dental benefit program.

In-Network: An insurance company will usually cover a larger portion of the cost of the care if you see an in-network provider for treatment.

Out-of-Network: If you visit someone who is not a part of your provider’s network, the insurance company may pay for a portion of the care, but you will be responsible for a significantly larger share out of your pocket.

Lifetime Maximum: The most that an insurance plan will pay toward care for an individual or family over the entire life of the patient(s).

Limitations: A list of all the procedures the insurance policy does not cover. Coverage may limit the timing or frequency of a specific treatment or procedure, or exclude some treatments altogether.

Member/Insured/Covered Person/Beneficiary/Enrollee:  A person who is eligible to receive benefits under an insurance plan.

Premium: The regular fee charged by third-party insurers and used to fund the dental plan.

Provider: Dr. Gregory Weaver or other oral-health specialist who provides treatment.

Waiting Period: A specified amount of time that the patient must be enrolled with an insurance plan before it will pay for certain treatments.

It’s essential to understand the various insurance options available to you. Knowing what your insurance covers can save you major costs in the future.

Dr. Gregory Weaver and our dental staff hope this list of terms will help you understand your dental insurance plan better. Be sure to review your plan and ask any questions you may have about your policy the next time you visit our Raleigh, NC office.

When it comes to gum disease and your child, it’s a good news/bad news situation. The very good news is that children rarely suffer from advanced gum disease, or periodontitis. The not-so-good news? Early gum disease, called gingivitis, is unfortunately an all-too-common childhood problem.

• What does gingivitis look like in children?

Childhood gingivitis has the same causes and symptoms as the adult version. Healthy gums are firm and pink. When bacteria and plaque accumulate on the teeth, your child’s gums become irritated and inflamed. Call our Raleigh, NC office right away if you notice any of these symptoms of gingivitis: bleeding gums, puffiness, redness, gum tissue receding from the teeth, or bad breath even after brushing.       

• How to Prevent Gingivitis

The most common cause of gingivitis is poor dental care. Creating a regular dental routine is the best way to prevent gingivitis from ever developing! Brushing and flossing with your child for two minutes twice a day from the very beginning helps make healthy cleaning a lifelong habit. Care should be taken to gently brush teeth at the gum line to make sure plaque doesn’t get a chance to build up there and cause gum irritation. And when your child comes in for regular cleanings, Dr. Gregory Weaver can be sure that any plaque that might remain on the teeth is removed.

Two additional notes: as your child approaches adolescence, hormone fluctuations can make gums more sensitive and easily irritated. This is a time to really emphasize careful and gentle brushing and flossing. Also, some medical conditions may make children more pre-disposed to gum problems, so be sure to make us aware of your child’s medical history.

• Uncommon Gum Diseases

While gingivitis is very preventable with proper dental hygiene, there are some rare gum conditions that can occur around the time of puberty that are quite different from gingivitis. Aggressive Periodontitis can cause severe bone loss around the first molars and incisors, even without any kind of plaque build-up, and Generalized Aggressive Periodontitis leads to inflammation of the gums, heavy plaque, and, eventually, loose teeth. Again, these conditions are rare, but if you have a family history of these diseases, let us know. Checkups and cleanings are a great way to catch any potential gum problems, so be sure to bring your child in for regular visits.

Almost all childhood gingivitis is preventable. With careful brushing and flossing at home, and visiting us regularly for checkups and cleanings, your child can enjoy healthy gums and teeth now and learn habits that will keep those gums and teeth healthy for a lifetime. And that is a good news/great news situation!

Mother’s Day is around the corner, and if you’re looking for some different gifting ideas for one of the most important people in your life, we have some suggestions for you. Here are a variety of gifts large and small tailored to your mom’s interests and chosen to support her dental health. After all, that’s what we’re here for!

• The Techie Mom

If your mother hasn’t tried the latest in brushing technology, a new electric toothbrush might be the gift to warm her techie heart.

Modern electric toothbrushes have plenty of options for the tech-savvy. They come with different settings for brushing and massaging. They can let your mom know if she’s brushing long enough, or if she’s brushing too hard, or when the brush head needs to be replaced. Some models link to apps which show a map of just where she’s brushed, in case some spots tend to get overlooked and underbrushed.

• The Adventurous Mom

A week in the woods doesn’t faze her. Backpacking? Relaxing. Day hikes? No problem. So help your mom stay unfazed, unstressed, and problem-free with an emergency dental kit for peace of mind during those adventurous outings.

Lightweight kits are available in sporting stores and online. Supplies like cotton rolls, dental floss, oral pain relievers, a dental mirror, and even temporary fillings are included, because, as your mom no doubt told you, it’s always best to be prepared!

• The Gourmet Mom

For the mom who appreciates foods which both taste good and do good, consider a gourmet gift which can satisfy her palate and contribute to her health. While normally we wouldn’t recommend sugary chocolates as having any kind of health benefit, dark chocolates are the delicious exception to the rule.

Dark chocolate (at least 70% cacao) is a great source of antioxidants, iron, zinc, magnesium and other important minerals. It’s lower in sugar content, and some studies suggest that dark chocolate has cavity-fighting properties and supports gum health. For a personal touch, deliver homemade treats like dark chocolate-covered frozen bananas (low in acidity and filled with nutrients) or dark chocolate-dipped strawberries (a good source of vitamin C, which is great for her gums).

• The Athletic Mom

She can outski you, outrun you, and hit those threes with ease. If your mom finds her bliss on the slopes, the soccer pitch, the basketball court, or any other sporty venue, consider a custom mouthguard to protect that winning smile.

Custom guards are more comfortable than store-bought options because they are molded to fit the user’s teeth and mouth precisely. This is especially helpful for those with dental work like braces or bridges. And, because the fit is custom, your mom will enjoy easier breathing and talking while exercising.

• The Mom on the Go

With her active life, any gift which makes your mom’s busy schedule run more smoothly is a good thing—such as a portable kit filled with dental necessities.

A travel toothbrush, a small tube of her favorite toothpaste, a compact mirror, dental picks, dental floss, and a mini-bottle of mouthwash are great basics for a confident smile any time of day. Put everything in a stylish lightweight travel bag. And don’t forget to include a pack of sugarless gum! Sugarless gum helps increase saliva flow (for better hydration) and decrease oral acidity (to help prevent enamel erosion).

• The Media-Ready Mom

With those perfect selfie angles, your mom’s smiles light up social media! If she’s ever expressed an interest in lightening and brightening that beautiful smile, a professional whitening treatment might be the very gift for her.

Professional whitening at our Raleigh, NC office is the most effective way to brighten teeth, with results which are generally faster and more long lasting than over-the-counter treatments. And it’s done with your mom’s dental health in mind, with a checkup to make sure her teeth are in perfect shape before whitening, and with protective measures in place for sensitive mouth and gum tissue.

We hope this list is a helpful starting point for choosing a smile-healthy gift tailored to your mom’s interests. But we can’t close without adding one last gift perfect for every mother. Including a heartfelt letter or card telling her how much she means to you will put a smile on your mom’s face long after Mother’s Day has come and gone!

Let’s face it, by now, brushing our teeth is something we pretty much do on auto-pilot. A quick brush after breakfast, a minute or so at night, floss when we think of it. Done. But take a few minutes to review these cleaning tips, and see if a few small adjustments to your routine could make all the difference at your next checkup at our Raleigh, NC office.

• Tools

Some of us prefer brushing with a manual brush. Some like the electric brush for ease and comfort. Whichever form of brush you choose, be sure that it fits comfortably in your mouth, reaches everywhere it needs to, and has a handle that is easy to grip. There are many bristle options available, so if you are an energetic brusher, or if you have sensitive gums, try a soft bristled brush for gentler brushing.

If you haven’t been exploring the floss aisle lately, there are now many varieties available to suit your particular needs. Besides the traditional floss, there are coated flosses for easy gliding between teeth that fit closely together, dental tape-style flosses to fit teeth with wider spacing, and even flosses designed just for braces that thread between the wires and brackets. Talk to Dr. Gregory Weaver at your next cleaning for product suggestions if you think there’s an easier, more comfortable option out there for you.

• Technique

With proper technique, any toothbrush and floss you choose will do a fine job of removing plaque.

Brushing? There’s a tried and true method for success. Place the toothbrush at a 45° angle at the gum line. Be sure to brush the outside, inside, and chewing surface of each tooth thoroughly. Remember the expression, “Massage, don’t scrub.” Over-vigorous brushing can actually irritate gum tissue and damage enamel. An electric toothbrush should provide a continuous brushing motion without needing any pressure from the brusher. This might be the model for you if you have a too-vigorous approach to brushing, or sensitive teeth and gums. If you like your manual brush, again, give a soft-bristled brush a try!

As for flossing? That harmless-looking little string can cause gum damage if used too forcefully. You can accomplish the placement and cleaning power you need by easing the floss down to the gumline and flossing with gentle pressure against the tooth surface. If you have any questions about technique, remember—we are always happy to let you know the best cleaning methods for your specific needs.

• Timing

Of course, the best tools and the best technique in the world won’t be effective unless you put the right amount of time into brushing and flossing.

The standard rule is two minutes of brushing in the morning and two minutes at night. If you wear braces or have other special circumstances, we might recommend brushing after every meal. And if you brush after breakfast, give your teeth half an hour or so to remineralize. This natural process uses the calcium and phosphate ions in your saliva to strengthen tooth enamel after it’s been exposed to any acidic foods in your breakfast.

Thorough flossing can be accomplished in a few minutes, and might be needed only once a day. But again, depending on your individual needs, we might have other recommendations. Let’s review what works for you at your next visit—we can tailor suggestions for a brushing routine to your unique needs.

It’s a great idea to review your brushing habits periodically to make sure you are getting the most out of those minutes you spend cleaning your teeth. There won’t be a test at the end of this review, and you won’t get a gratifying grade or a gold star. What you will get is much more important—better checkups, fewer cavities, and healthy teeth and gums. Happy cleaning!